Back to ToolsFree 3-minute worksheet

Is Seller Financing Right for You?

Whether you're thinking about offering seller financing or buying with it, this worksheet helps you think through whether it fits your situation. Takes about 3 minutes.

Before you start

This is an educational tool, not financial advice. There's no "wrong" answer to any question — just answer based on your actual situation. At the end, you'll get a tailored summary and suggested next steps.

Step 1

Are you a buyer or a seller?

Important: This worksheet is educational only and does not constitute legal, financial, or tax advice. Every situation is different, and seller financing involves real risks and benefits that depend on your specific circumstances. Before deciding, consult a qualified attorney, certified public accountant, and licensed real estate professional. Sunwest Escrow is a neutral escrow company licensed in New Mexico under the Escrow Company Act (NMSA 58-22) and does not represent either party in a transaction.